The Problem

SMB banking teams handle a high volume of exploratory customer questions like “What can I do with my money today?” These conversations are important, but they often don’t require advice or account-level access — yet they consume contact center and relationship manager time.

Banks need a way to educate customers quickly, consistently, and safely before a human conversation begins.

A Solution

A friendly AI assistant designed as a first-pass digital banking experience.
It explains common financial options and current market context in plain language — without giving advice, collecting personal data, or replacing human bankers.

The Customer Journey

  1. Customer calls the bank

  2. Call routed to AI first-pass assistant

  3. AI engages in friendly conversation

  4. Options explained clearly

  5. “What would you like to do next?” (handoff)

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Case Study - Bottomline Digital Banking Integration